2019

Running a small business is a lot of work, and it can often take years to start making a profit, which is why getting a small business loan can be vital to the overall success of your business. When you apply for a business loan, you want to go in with the strongest application possible.   Smart Move #1: Improve Your Personal Credit Score  The truth is, when you have a small business, more often than not, the lender is not only going to look at the financial information for the business, they are going to examine your personal credit history as the owner of the business.

If you are looking to purchase a home, you could be worried about how difficult it will be for you to find financing for your purchase. Many people find that financing a brand new home is actually easier than financing an older home, although this is not always true. If you're wondering why it is sometimes easier to finance a brand new home, consider these reasons. 1. The Builder May Help

Nearly everyone can use help with managing their finances. The younger you start, the more you benefit from wise money management. Managing your money is not always easy, especially if you didn't have good role models growing up and you didn't learn about personal finance in school. In that case, you might benefit from a financial coach. Here's how a money management coach is different from a financial adviser and how a coach can help.

There might be a number of reasons why you have a lot of debt. You might have a lot of credit cards, for example. No matter what type of debt you have or why you might be in debt, you could be wondering what you can do to handle your personal financial situation. Although it's not the right solution for everyone, many people find that taking out a personal loan to pay off their debt is actually a good idea.

Are you going to be purchasing a home and need financing to do it? If so, you may be wondering what will influence the interest rate that you are given. While the federal government determines the overall interest rate for borrowing money, there are many factors that can alter your personal interest rate for a mortgage to either increase it or decrease it. Here are some of those influential factors for when you get a mortgage.